February 06, 2012 | |

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Hospital Cash Plan
The Hospital Cash Plan from MS Life

What would happen if you or a member of your immediate family were involved in a serious accident and rushed to hospital? Or if you took ill and needed hospitalisation? Hospital costs are increasing all the time and unforeseen expenses and loss of income are often experienced when you are hospitalised.

Reduce the financial pressures on your family

At MS Life we have developed an affordable Hospital Cash Plan that will provide you with a daily income to offset the financial expenses that you incur whilst in hospital. The income is paid directly to you, irrespective of whether your hospitalisation was at a state or private hospital.

Hospital Cash Plan from Day 2

Cash is paid to you from day 2 of being in hospital!  The Hospital Cash Plan pays out a fixed amount per day and will help reduce some of the pressures on your finances so you can concentrate on getting better!

We pride ourselves on our personal service and our ability to settle claims quickly and without fuss. Do yourself a favour and get a quote on the hospital cash  plan today!

  • Cash paid directly to you
  • Cash paid from the second night of hospitalisation!
  • Daily benefit of up to R1000 per day
  • If hospitalisation occurs as a result of an accident, your daily benefit increases
  • Benefits paid for up to 1 year
  • Benefits continue until age 75

Hospital Benefit

In the event of a valid hospitalisation claim,the following benefits are payable:

Cover for Cover Payable
Plan A Plan B Plan C Plan D Plan E
Life assured - single member cover and Family cover R 200
per day		 R 400
per day		 R 600
per day		 R 800
per day		 R 1000
per day
Nominated spouse - Family cover only R 200
per day		 R 400
per day		 R 600
per day		 R 800
per day		 R 1000
per day
Eligible children - Family cover only
Age 4 to 21 (or 24 if full time students)		 R 200
per day		 R 400
per day		 R 600
per day		 R 800
per day		 R 1000
per day
Eligible children - Family cover only
Age 0 to 4		 R 100
per day		 R 200
per day		 R 300
per day		 R 400
per day		 R 500
per day

WHAT IT COSTS
Single member - level premium option R 95 R 110 R 125 R 140 R 155
Family cover - level premium option R 130 R 180 R 230 R 280 R 330

Or, you can choose a lower premium to start and increase by 10% per annum on a compulsory basis
Single member - compulsory increase option R 70 R 80 R 90 R 100 R 110
Family cover - compulsory increase option R 95 R 130 R 165 R 200 R 235
  • Hospitalisation claims for non-accident related illnesses will not be paid for the first 6 months
  • Hospitalisation claims relating to childbirth will not be paid for the first 12 months


Note: Terms and conditions apply. This site provides a summary of the benefits provided. Please refer to the policy document for full terms and conditions, exclusions and waiting periods.

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Online Quote

Hospital Cash Plans

  1. Does the Hospital Cash Cover plan work like a medical aid?
    "No, the policy is not to be confused with a medical aid. The policy pays a daily benefit if you are admitted to hospital. This daily benefit is constant irrespective of the amount that the hospital charged you."
  2. Are the benefits paid directly to me or to the hospital
    "The benefits are always paid to you, the policyholder."
  3. Does the policy pay out if I am admitted to a private hospital?
    "Yes, the benefits are applicable to any registered hospital."
  4. Does the policy pay out if I am admitted to a state hospital?
    "Yes, the benefits are applicable to any registered hospital."
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Contact Details

Address:
10 Muswell Road South
Bryanston 2021

Telephone:
0860-00-2156

e-mail:
info@mslife.co.za

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